Frequently Asked Questions
Quick answers to common enquiries
What rights does a homebuyer have under RERA if a builder delays possession?
RERA & MHADA Buyer RightsUnder RERA, if the builder delays possession beyond the committed date, the buyer has the right to withdraw from the project and claim a full refund with interest, or continue in the project and receive monthly interest compensation for the delay period.
Can a builder change the layout or plans after booking under RERA?
RERA & MHADA Buyer RightsNo. Under RERA, a builder cannot make any changes to sanctioned plans, layout, or specifications without the written consent of at least two-thirds of the allottees.
Is the builder required to keep buyer payments in a separate account under RERA?
RERA & MHADA Buyer RightsYes. RERA mandates that 70% of the amount collected from buyers must be deposited in a separate escrow account and used only for construction and land cost of that specific project.
What happens if there is a defect in the flat after possession under RERA?
RERA & MHADA Buyer RightsUnder RERA, the builder is liable to rectify any structural defects or workmanship issues reported within 5 years from possession, free of cost.
Can a builder charge extra for amenities not mentioned in the agreement?
RERA & MHADA Buyer RightsNo. A builder cannot demand extra charges for amenities or facilities not clearly mentioned in the registered agreement for sale under RERA.
Does a buyer have the right to know project approvals and permissions under RERA?
RERA & MHADA Buyer RightsYes. Builders must upload all project approvals, sanctioned plans, commencement certificates, and progress updates on the RERA portal for public access.
What protections does MHADA provide to buyers in MHADA housing schemes?
RERA & MHADA Buyer RightsMHADA ensures regulated pricing, transparent allotment through lottery, legal title clarity, and protection from arbitrary pricing or builder malpractices in MHADA housing schemes.
Can MHADA redeveloped buildings be sold in the open market immediately?
RERA & MHADA Buyer RightsNo. MHADA properties allotted under specific schemes often have a lock-in period during which the flat cannot be sold without MHADA permission.
What is the buyer’s protection if a builder does not register the project under RERA?
RERA & MHADA Buyer RightsIt is illegal to sell or advertise a project without RERA registration. Buyers can file a complaint and the builder may face heavy penalties and project stoppage.
Can a homebuyer file a complaint against a builder under RERA without going to court?
RERA & MHADA Buyer RightsYes. Buyers can file complaints directly on the MahaRERA portal for speedy resolution without approaching civil courts.